Family Protection
Life is full of uncertainties but protecting your family’s financial future does not have to be one of them. At 360 Financial Planning we help you prepare for the unexpected with practical and personalised protection solutions. Whether you want to ensure your loved ones are supported in the event of illness, injury or death or simply want the comfort of knowing your income is secure, we build a plan that offers clarity and reassurance.
Why Family Protection Matters
You insure your home, your car and even your phone, but have you insured your life, your income and your family’s wellbeing?
If something were to happen to you or your ability to earn, how would your family manage? Could they stay in the family home or maintain their lifestyle? Would they be able to cover education costs?
Family Protection helps you answer these questions before a crisis. It allows you to live with confidence knowing your family is protected no matter what comes your way.
Our Core Family Protection Solutions
Life Assurance
Pays a lump sum to support your loved ones financially if you pass away.
Serious Illness Cover
Pays a lump sum if you are diagnosed with a serious illness to cover treatment, home adjustments, or living costs.
Income Protection
Pays a regular income if illness or injury prevents you from working.
Mortgage Protection
Pays off your mortgage if you pass away during the loan term.
No One-Size-Fits-All Policies
No two families are the same. We take time to understand your circumstances including:
- Number of dependants and their needs
- Current income and future earning potential
- Existing loans or financial commitments
- Any cover you already hold through work or elsewhere
- Long-term goals and priorities
We then build a protection plan that suits your budget and gives you the peace of mind you deserve.